Fair Isaac Files Quarterly 10-Q Ahead of Third-Quarter Earnings Release

The credit scoring giant submitted its regulatory filing to the SEC as it prepares to report fiscal third-quarter results later today.

FICO · 2026-07-29 · MarginX

Regulatory Filing Precedes Earnings

Fair Isaac Corporation (FICO) filed its quarterly 10-Q report with the Securities and Exchange Commission on Tuesday, according to documents published on SEC EDGAR. The filing arrives as the Bozeman, Montana-based analytics software company prepares to report its fiscal third-quarter 2026 results later today.

The company, which maintains a market capitalization of approximately $31 billion with shares last closing at $1,336.22, is widely known for its FICO credit scoring system used throughout the consumer lending industry.

Earnings Call Scheduled

Fair Isaac is scheduled to hold its third-quarter 2026 earnings call on July 29, according to MarginX data. The quarterly results announcement and subsequent conference call will provide investors with insight into the company's performance during the period and management's outlook for the remainder of the fiscal year.

The earnings release coincides with a Federal Open Market Committee rate decision scheduled for the same day, which could influence broader market sentiment around financial technology and credit-related businesses.

Recent Insider Activity

MarginX data shows recent insider transactions at the company. Nikhil Behl exercised stock options for 242 shares on two separate occasions, while Michael S. Leonard received an award of 237 shares. These transactions represent routine equity compensation activity typical among executive teams at publicly traded technology firms.

Market Context

The quarterly filing arrives during a period of heightened attention to credit markets and lending activity. As a provider of decision management technology, Fair Isaac's performance often reflects broader trends in consumer credit, banking operations, and financial services technology adoption.

Investors will be watching for commentary on the company's Software and Scores segments, as well as any updates to guidance. Another FOMC rate decision is scheduled for September 16, which will include updated economic projections.

This article was generated by MarginX from public news on 2026-07-29. It is not investment advice.

Go deeper on FICO — scores, valuation multiples, filings and earnings-call search on MarginX.